Dua for Anxiety, Weakness, Debt & Oppression

📖 Arabic Text

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ

🔤 Transliteration

Allahumma inni a‘ūdhu bika minal-hammi wal-ḥazan, wa a‘ūdhu bika minal-‘ajzi wal-kasal, wa a‘ūdhu bika minal-jubni wal-bukhl, wa a‘ūdhu bika min ghalabatid-dayn wa qahrir-rijāl.

English Translation

“O Allah, I seek refuge in You from anxiety and sorrow.

I seek refuge in You from weakness and laziness.

I seek refuge in You from cowardice and miserliness.

And I seek refuge in You from being overwhelmed by debt and overpowered by people.”

Urdu Translation

“اے اللہ! میں تیری پناہ مانگتا ہوں غم اور فکر سے،

اور میں تیری پناہ مانگتا ہوں کمزوری اور سستی سے،

اور میں تیری پناہ مانگتا ہوں بزدلی اور بخل سے،

اور میں تیری پناہ مانگتا ہوں قرض کے بوجھ سے دب جانے اور لوگوں کے غلبے سے۔”

This dua is reported in Sahih al-Bukhari. It is narrated that the Prophet ﷺ used to frequently make this dua, seeking protection from these eight conditions.

🌟 Explanation of the dua

This dua is powerful because it covers both inner struggles and outer hardships.

It starts with hamm (worry about the future) and huzn (sadness about the past). That means it addresses emotional pain from both directions. Then it moves to ajz (inability) and kasal (laziness), which are the two main reasons people fail to act even when they know what is right.

After that, it mentions jubn (fear) and bukhl (stinginess). These two stop a person from taking bold steps and from spending in the right way.

Finally, the dua addresses real-life pressures: debt and being overpowered by others. These are things that can completely weigh a person down in life.

So in one short dua, the Prophet ﷺ taught how to ask Allah for protection from:

• mental stress
• lack of action
• weak character
• financial burden
• social pressure

The Prophet ﷺ used to recite this dua regularly, especially in daily supplications. You can make it part of:

• Morning and evening adhkar
• After salah
• Times of stress, financial difficulty, or anxiety